21stIcon
02-19 04:37 PM
Cash Surrender Value
The sum of money an insurance company will pay to the policyholder or annuity holder in the event his or her policy is voluntarily terminated before its maturity or the insured event occurs. This cash value is the savings component of most permanent life insurance policies, particularly whole life insurance policies. Also known as "cash value", "surrender value" and "policyholder's equity".
Notes:
Cash surrender value applies to the savings element of whole life insurance policies that are payable before death. However, during the early years of a whole life insurance policy, the savings portion brings very little return compared to the premiums paid.
The sum of money an insurance company will pay to the policyholder or annuity holder in the event his or her policy is voluntarily terminated before its maturity or the insured event occurs. This cash value is the savings component of most permanent life insurance policies, particularly whole life insurance policies. Also known as "cash value", "surrender value" and "policyholder's equity".
Notes:
Cash surrender value applies to the savings element of whole life insurance policies that are payable before death. However, during the early years of a whole life insurance policy, the savings portion brings very little return compared to the premiums paid.
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Pineapple
07-10 11:46 AM
Sent mine.. Will be delivered on 11th (Wednesday).. its not too late, but do it now..
xu1
04-26 08:47 AM
Let's do it..
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miththoo
11-06 01:10 PM
In my case, the request was processed at the local branch. I don't recall seeing an option on ICICI to do the wire transfer. But assuming there is, you should give that a shot. You might have better luck at the branch though .... RBI has the so called KYC - Know Your Customer rules for all banks and that may give you some leeway.
Did you mean the local ICICI branch ? I would appreciate if you could let me know the process that you followed to get the money from India.
Thanks,
Miththoo
Did you mean the local ICICI branch ? I would appreciate if you could let me know the process that you followed to get the money from India.
Thanks,
Miththoo
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Madhuri
11-02 04:04 PM
In Orance county it's not the same.
My 6 yrs H1 and so license expired on Sept 11, 2006. I am still waiting for my 7th year I 797 document. I went to Laguna hills DMV and they denied accepting the renewal application, since I do noy have my 7th year paper.
They asked me to come back when I have my I 797.
My 6 yrs H1 and so license expired on Sept 11, 2006. I am still waiting for my 7th year I 797 document. I went to Laguna hills DMV and they denied accepting the renewal application, since I do noy have my 7th year paper.
They asked me to come back when I have my I 797.
Aah_GC
07-09 11:49 AM
How are you trying to locate your record? Do you have your case number handy? Employer details, priority date - all that helped me find mine (rather helped me narrow it down).
I downloaded the 2004 file as you said and searched it, but could not find any information about my labor. Do you think the labor apps processed by backlog centers are in a separate file???
I downloaded the 2004 file as you said and searched it, but could not find any information about my labor. Do you think the labor apps processed by backlog centers are in a separate file???
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Hassan11
02-08 03:44 PM
I am in a similar situation. I applied for my first LC based on Skilled employee (Category 3) because my first job financial analyst only required a bechelor degree even though I have a masters degree then I filed for the I-140 (priority date May 2005). then I got a promotion to a senior financial analyst which requires a masters degree. so I automatically could apply file a second LC to file under (category 2 which is current). however my cecond LC was denied because the DOL thinks that there is no difference between the 1 job (financial analyst) and the second job (senior financial analyst) with the same company. so I checked with my lawyer and he said that I can file for appeal so the DOL will review their decision and realize that it was wrong. I did file for appeal in Sep 2006 and I ve been waiting since then. does anybody know or have any idea how long the appeal normally takes so they can make a decision on my case?? please advise. Thank you
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obviously
06-13 07:42 AM
Hello, here are few practical things you can do right away:
1. Call your embassy.
2. Ask to speak with a Legal Attache / Equivalent
3. Explain the case in your native language.
4. Ask for help. Most foreign embassies are setup to help.
Tell them you are helpless. Dont know where to go. Given them 100% facts. Dont feel shy about the 'gory' details.
Remember, this is in the legal system now. Bulletin board responses from here are not as good as solid legal advice and help.
Next, find a local Chinese / Asian community organization. Google for it. If you cant find one locally, search for ones in big cities like NY, Boston etc and ask them for a reference. These groups are setup to help immigrants in distress. You might find an Asian-friendly or Asian lawyer willing to take up your case, FOR FREE. Just ask.
Finally, stop talking to all your neighbors. You can always reserve the right to file a Civil Rights / Discrimination suit. The American Civil Liberties Union (ACLU) can help. Call them. After you call your embassy.
This can be resolved easily if you have the right people on your side. Got it?
Good luck!
1. Call your embassy.
2. Ask to speak with a Legal Attache / Equivalent
3. Explain the case in your native language.
4. Ask for help. Most foreign embassies are setup to help.
Tell them you are helpless. Dont know where to go. Given them 100% facts. Dont feel shy about the 'gory' details.
Remember, this is in the legal system now. Bulletin board responses from here are not as good as solid legal advice and help.
Next, find a local Chinese / Asian community organization. Google for it. If you cant find one locally, search for ones in big cities like NY, Boston etc and ask them for a reference. These groups are setup to help immigrants in distress. You might find an Asian-friendly or Asian lawyer willing to take up your case, FOR FREE. Just ask.
Finally, stop talking to all your neighbors. You can always reserve the right to file a Civil Rights / Discrimination suit. The American Civil Liberties Union (ACLU) can help. Call them. After you call your embassy.
This can be resolved easily if you have the right people on your side. Got it?
Good luck!
more...
jkays94
04-03 11:22 AM
Exactly what happens when thousands of people contact senators instead of one fax from one organization with one point of contact just so that if some one actually calls back from the senator’s office we at least have some one who could explain the situation in a way that makes sense?
There is another side to that coin, Senators will not be swayed on an issue unless it directly affects a constituent of theirs. AILA has fax and mail campaigns and so do anti-immigrant organizations such as NumbersUSA who according to their organization last week in only 3 days claim to have sent 120K faxes! IMHO one fax will not cut it, a hard copy letter with every single member's name signed to it would be great but picture the logistics with only 2 days to act. I again refer to AILA, AILA has sent letters (see my earlier post referring to the links) but also urges the public and pro-immigrant groups to contact congress enmasse with content that they provide. As for the person who couldn't articulate the issues, that is indeed unfortunate as one in a worst case scenario can always give their personal story, be it retrogression, BECs, H1 cap, H4 inability to work etc etc or if they need to gather their talking points request an appointment to discuss the issue.
There is another side to that coin, Senators will not be swayed on an issue unless it directly affects a constituent of theirs. AILA has fax and mail campaigns and so do anti-immigrant organizations such as NumbersUSA who according to their organization last week in only 3 days claim to have sent 120K faxes! IMHO one fax will not cut it, a hard copy letter with every single member's name signed to it would be great but picture the logistics with only 2 days to act. I again refer to AILA, AILA has sent letters (see my earlier post referring to the links) but also urges the public and pro-immigrant groups to contact congress enmasse with content that they provide. As for the person who couldn't articulate the issues, that is indeed unfortunate as one in a worst case scenario can always give their personal story, be it retrogression, BECs, H1 cap, H4 inability to work etc etc or if they need to gather their talking points request an appointment to discuss the issue.
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mbartosik
11-08 04:59 PM
Hey, I'm about as Anglo Saxon as you get, and I wish all Hindus here and their families a happy Diwali. I also sent a Diwali card to a friend earlier this week.
Just a matter of respect for others and their cultures.
There is a point that we are viewed (incorrectly) as an Indian group.
However, let's not ban Diwali, or Christmas, or any other celebrations.
I don't think it is very popular when ACLU sues local governments that put up certain Christmas decorations.
Just a matter of respect for others and their cultures.
There is a point that we are viewed (incorrectly) as an Indian group.
However, let's not ban Diwali, or Christmas, or any other celebrations.
I don't think it is very popular when ACLU sues local governments that put up certain Christmas decorations.
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lacrossegc
01-22 10:05 PM
Here is a post from Ron Gotcher's website which might be of interest to some of us trapped in EB3 I retrogression .
http://www.immigration-information.com/forums/showthread.php?t=7065
He expects visa bulletin cut off for EB3 I to jump to 2004 in coming months. No reasoning behing this though..
I am scared to even respond to this post. I dont want to jinx anything. Needless to say, a ray of hope. Im going to cross all my fingers for this one..... crap ... now I need a doc .... :mad:
http://www.immigration-information.com/forums/showthread.php?t=7065
He expects visa bulletin cut off for EB3 I to jump to 2004 in coming months. No reasoning behing this though..
I am scared to even respond to this post. I dont want to jinx anything. Needless to say, a ray of hope. Im going to cross all my fingers for this one..... crap ... now I need a doc .... :mad:
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Openarms
07-22 01:35 PM
I sent 5 letters, to congressman, senators and Mr. President also. (over reaction, isn't it?%$)
Gurus, keep sending letters this is good for EB3-I.. I guess...
Gurus, keep sending letters this is good for EB3-I.. I guess...
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GCNirvana007
08-24 04:09 PM
Are there any transfered cases which got approved? I am yet to see one. My service center is TSC but my case starts with WAC as it was sent to Calif for data uploading ...my bad luck...I will be current next month but i doubt any transfered cases will get approved...
just fell thru the cracks....anyway good luck for those who are straight forward cases (if there are any)
SoP
Your case might just be a coincidence unless we have lot of transferred cases not being approved. Speaking of which we see this handle Visual whose PD is Jan 03.
If transferred case is the road block, you guys have a strong case to raise, even legal action.
just fell thru the cracks....anyway good luck for those who are straight forward cases (if there are any)
SoP
Your case might just be a coincidence unless we have lot of transferred cases not being approved. Speaking of which we see this handle Visual whose PD is Jan 03.
If transferred case is the road block, you guys have a strong case to raise, even legal action.
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kdprasad
04-11 07:13 PM
I just signed up for 20$ Recuring contribution.
Thanks
Thanks
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ita
10-01 03:47 AM
Went to local office (infopass) and called POJ method, Both IO's said that my FBI name check cleared.
What is poj method?
Will you please give me the # to call the IO about namecheck ? Is it TSC or NSC?
I'm looking for TSC though.
Thank you.
What is poj method?
Will you please give me the # to call the IO about namecheck ? Is it TSC or NSC?
I'm looking for TSC though.
Thank you.
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immigration1234
03-17 02:27 PM
That would be a great idea and thats true!
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creativeleader
08-10 09:47 PM
Let me take a stab at it:
EB2 I - June 2006, EB2 C - Dec 2006
EB3 I/C - Dec 2003
I'm guessing with fewer jobs available for next year, there will be a huge leap - EB2 may move to 2006 and EB3 to 2003...this is just a guess, an attempt to speak things into existence :)
EB2 I - June 2006, EB2 C - Dec 2006
EB3 I/C - Dec 2003
I'm guessing with fewer jobs available for next year, there will be a huge leap - EB2 may move to 2006 and EB3 to 2003...this is just a guess, an attempt to speak things into existence :)
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arsh007
07-21 12:33 PM
Why don't you start a similar forum for "going back to India" ? I hate to burst your "bubble of hope" but Canadian population and job market is limited and the opportunities for professionals like us are limited. Why not consider going back to India and taking up some of the lucrative opportunities in middle management in the IT industry.
The Indian economy is booming and the salaries are excellent. You just need to make some adjustments with quality of life (pollution, traffic). Atleast its better than going to Canada, living in limbo while looking for suitable jobs for a long-time, sometimes even doing odd jobs just to make ends meet. I hate our Indian mentality that "every place in the world is better than our own country". Give me a break guys.
My plan of action is very clear: Go back to India and live there happily. If there are other opportunities in US then come back.
Cheers.
The Indian economy is booming and the salaries are excellent. You just need to make some adjustments with quality of life (pollution, traffic). Atleast its better than going to Canada, living in limbo while looking for suitable jobs for a long-time, sometimes even doing odd jobs just to make ends meet. I hate our Indian mentality that "every place in the world is better than our own country". Give me a break guys.
My plan of action is very clear: Go back to India and live there happily. If there are other opportunities in US then come back.
Cheers.
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mallu
06-15 08:08 PM
Bottomline is they do not want to give us Greencard just use us and fool us. I am sure this 485 being current is big melodramatic thing.
I don't know how many years i have to wait to get out of namecheck. Golden years going by ...
I don't know how many years i have to wait to get out of namecheck. Golden years going by ...
gemini23
08-27 12:17 PM
my friends licence has been invalid for about 2 months now. now he got the H1 extension approval he is waiting for. can he get his DL extension just by showing the h1 extension. or does he have to give the road test again. He lives in NJ.
srisra
01-21 02:22 PM
i am getting frustrated to see the bulletin everymonth and it never moves.
people applied in 2006 got their GCs. one of collegue ROW got when applied in 2007.
dont know whom to blame. why cant they understand our problems.
r they least bothered.
my PD is oct 2003-EB3
people applied in 2006 got their GCs. one of collegue ROW got when applied in 2007.
dont know whom to blame. why cant they understand our problems.
r they least bothered.
my PD is oct 2003-EB3
